Cushion, an AI-powered application, revolutionizes bill management, payment processing, and credit creation, seamlessly integrating with your bills and Buy Now Pay Later (BNPL) plans. Through secure account connections, it organizes payments, offering a clear overview of past payments and upcoming dues, thereby facilitating efficient budget control.
The app introduces a pioneering method for enhancing credit history by converting BNPL and standard bill payments into credit-building opportunities. It enables payments via a virtual Cushion card, automatically logging transactions for credit report purposes.
Future updates propose features like credit score tracking and bill splitting with roommates or partners. Upholding top-notch security standards, Cushion employs 256-bit SSL encryption and partners with leading security firms.
Its user-friendly calendar view simplifies tracking upcoming payments, while offering two virtual card options for setting primary payment methods with regular billers.
Furthermore, transactions made with the Cushion card are promptly reported to credit bureaus, bolstering credit-building efforts.
